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ASRock B650M-HDV M.2 White Micro-ATX AM5 vs Gigabyte A520I AC

Updated August 2026 — ASRock B650M-HDV M.2 White Micro-ATX AM5 wins on connectivity and design, Gigabyte A520I AC wins on size and weight.

The ASRock B650M-HDV offers superior features and future-proofing compared to the Gigabyte A520I AC. For high performance and expandability, the ASRock is the better choice.

Why ASRock B650M-HDV M.2 White Micro-ATX AM5 is better

Future-proofing

Supports AM5 and DDR5

Expansion

PCIe 5.0 x16 slot

Memory Speed

Supports DDR5 up to 8200+

Why Gigabyte A520I AC is better

Compact Size

Mini-ITX form factor

Price

Same price point

Basic Features

Sufficient for casual use

Overall score

ASRock B650M-HDV M.2 White Micro-ATX AM5
88
Gigabyte A520I AC
76

Specifications

SpecASRock B650M-HDV M.2 White Micro-ATX AM5Gigabyte A520I AC
ChipsetAM5AM4
Memory TypeDDR5DDR4
PCIe Version5.03.0
M.2 Slots21
Audio CodecALC897ALC887

Dimension comparison

ASRock B650M-HDV M.2 White Micro-ATX AM5Gigabyte A520I AC

Overview of the Motherboards

When choosing between the ASRock B650M-HDV M.2 White Micro-ATX and the Gigabyte A520I AC, it's essential to consider their unique features and capabilities. Both motherboards are priced at $99.99, presenting a direct comparison in value for users looking to build or upgrade their systems. However, their specifications cater to different types of users, from gamers to casual builders.

Design and Aesthetics

The ASRock B650M-HDV stands out with its striking white design, making it an attractive option for themed builds. Its Micro-ATX form factor allows for decent expandability while fitting into compact cases. In contrast, the Gigabyte A520I AC features a Mini-ITX form factor, which is ideal for ultra-compact builds but offers less expandability. While the A520I AC focuses on practical design, the ASRock motherboard's aesthetics may appeal more to users who prioritize visual appeal in their setups.

Chipset and Compatibility

The ASRock B650M-HDV is built for AMD's latest AM5 platform, supporting Ryzen 9000, 8000, and 7000 Series processors. This ensures compatibility with cutting-edge technology and performance. On the other hand, the Gigabyte A520I AC is designed for AMD Ryzen processors with an AM4 socket and supports only up to 3rd Gen CPUs. This makes the ASRock a future-proof option, particularly for those looking to leverage the newest advancements in CPU technology.

Performance and Power Delivery

In terms of power delivery, the ASRock B650M-HDV features an 8+2+1 phase Dr.MOS power design, which supports overclocking and stable performance for demanding applications. The Gigabyte A520I AC, with its Direct 6 Phases Digital PWM and 55A DrMOS, also provides dependable power but is tailored for users who may not be as focused on extreme performance. This difference in power delivery can significantly impact system stability during high-load scenarios, making the ASRock a better choice for gamers and professionals.

Memory Support

The ASRock B650M-HDV excels in memory support, with dual DDR5 DIMM slots allowing speeds up to 8200+ (OC). This is a considerable advantage for users looking to push their systems to the limit. In contrast, the Gigabyte A520I AC supports dual-channel DDR4 with only two DIMMs, limiting its memory performance compared to its competitor. The difference in memory type and speed makes the ASRock a more appealing option for those who require high-speed RAM for gaming or content creation.

Expansion and Connectivity

When it comes to expansion capabilities, the ASRock B650M-HDV offers a PCIe 5.0 x16 slot for next-gen GPUs, along with additional PCIe 4.0 slots and dual M.2 slots for flexible storage options. This allows for extensive future upgrades and high-speed storage solutions. The Gigabyte A520I AC, while featuring a PCIe 3.0 x16 slot and one NVMe PCIe 3.0 x4 M.2 slot, falls short in comparison. For users planning to upgrade their systems over time, the ASRock's superior expansion options provide a clear advantage.

Audio and Networking

In the audio department, the ASRock B650M-HDV is equipped with a Realtek ALC897 7.1-channel codec, enhancing the audio experience for gaming and media consumption. Additionally, it features Realtek 2.5G LAN for superior networking capabilities. The Gigabyte A520I AC also provides decent audio through its ALC887 codec but only includes a 1GbE LAN connection. If audio and network performance are critical for your setup, the ASRock has the upper hand with its advanced features.

Pricing and Value

Both motherboards are priced at $99.99, making them equally accessible. However, considering the ASRock B650M-HDV offers superior features such as AM5 support, DDR5 memory compatibility, and advanced connectivity options, it presents a better value proposition. Users looking for longevity and performance in their builds might find that the ASRock model justifies any potential price premium with its future-proof features.

Which should you buy?

Ultimately, the choice between the ASRock B650M-HDV M.2 White Micro-ATX and the Gigabyte A520I AC depends on your specific needs. If you're seeking a motherboard that supports the latest AMD processors, offers superior memory performance, and allows for extensive future upgrades, the ASRock is the clear winner. However, if you're looking for a compact build with essential features for casual use, the Gigabyte A520I AC may suffice. For gamers and content creators aiming for high performance, the ASRock B650M-HDV is the recommended option.